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Umbrella employment

Invoice your clients – without a company

Focus on what you do best – let us handle the admin: the invoice, your salary and the tax. And when it's time for your own limited company, we're still by your side.

  • 4 % fee
  • Max 3 000 kr per month
  • No commitment
  • Log in with BankID

Example

Invoiced (excl. VAT)
30 000 kr
Our fee (4 %)
− 1 200 kr
Employer contributions and tax
− 10 416 kr
To your account
18 384 kr
See the full calculation ↓

Tax table 30, column 1 (2026)

How the process works

  1. The app's start page with assignments and to-dos
    1

    Add your client and assignment

    Log in with BankID and easily add new clients and assignments – in Swedish or English.

  2. Invoice basis: 32 hours, 24 000 kr, send for invoicing
    2

    Prepare your invoice

    Enter hours or a fixed amount and what the invoice should say – you see right away what the invoice looks like.

  3. Payslip in the app: net pay 18 384 kr
    3

    Get paid

    We send the invoice and remind the client if needed. Once the client has paid, you get your salary within 1–3 working days. We pay employer contributions and your tax to Skatteverket.

If the client pays late, we handle reminders and, if needed, debt collection – you don't have to chase your money.

One fee. And a cap.

4 % of what you invoice (excl. VAT) – but never more than 3 000 kr per month. So above 75 000 kr a month, your fee stays the same. No start-up fees, no hidden costs.

Calculate your salary

Invoiced (excl. VAT)
30 000 kr
Our fee (4 %)
− 1 200 kr
Employer contributions (31.42 %)
− 6 886 kr
Gross salary incl. 12 % holiday pay
21 914 kr
Preliminary tax
− 3 530 kr
To your account
18 384 kr

Calculated with the 2026 tax tables, column 1. Your table depends on your municipality – you can find it on skatteverket.se. If another employer is your main employer, we deduct 30 %.

Why Scale?

Start as a freelancer – grow into your own company.

Get started right away with umbrella employment – no company needed. When you're ready, we help you set up your limited company and carry on as your accounting firm. You grow, we grow with you – that's why we're called Scale.

What you earn should be yours.

Our fee is capped at 3 000 kr a month, so it feels fair and safe even when you invoice larger amounts. The more you invoice, the smaller our share.

Finance professionals with entrepreneurial experience.

Behind Scale are experienced finance professionals who work with finance and accounting every day – and who have started and run companies themselves. We handle invoicing, reminders, salary and tax for you, and help you when it's time for the next step.

Clients anywhere, in any industry.

Invoice in different currencies or do RUT and ROT work – we handle the rest.

Growing? We grow with you.

Once you start to grow, your own limited company often pays off. We'll get in touch when it's time, help you set up the company and then handle your bookkeeping. Same people, same overview of your finances.

Talk to us

FAQ

Request access

Tell us briefly about you and your work, and we'll get back to you within one working day with an invitation to the app.

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